Get peace of mind with homeowners insurance protection against fire, theft, vandalism and most weather-related events. The USAA difference is full replacement cost coverage. If your home or its contents are severely damaged or destroyed, this coverage helps you rebuild your home based on current construction costs. USAA will provide up to 75% of the home’s insured value for personal property coverage at today’s market value, with no depreciation factored in. That is more than any other companies offer for home insurance. They will provide up to $5,000 toward expenses related to identity theft, credit card fraud or other forms of financial fraud.
In most cases, your landlord won’t cover your belongings when something is stolen or if there’s a flood or fire. USAA Renters Insurance covers these losses, as well as things other insurers don’t like coverage for items lost in transit or while in storage. The average two bedroom residence has over $20,000 in personal property. If that happens to you, will you be able to afford the cost on your own?